Category Archives: Loan News

What Should You Know Before Going Into a Dealership?

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Car buying is incredibly intimidating.  There is a lot of unknown factors at play about what one should or shouldn’t know or have done before setting foot inside of a dealership.  Here is some advice that we have on what someone should do before they come into purchase a vehicle.

  • Know your credit score:

It is important to know what that number is, because that number is the determinate of many things.  You need to know if that score is low or not, don’t just guess about it.  This is also a good time to go through that credit report to find out if there is any misreporting that you can take action in correcting.  By getting this information removed, you may be able to get your credit score up at a vital moment before buying.

  • Have a Down Payment Ready:

Being able to put money down is going to benefit you.  If you have the money to put down, it increases your chances of approval and may get you a better interest rate.

  • Know your options:

Research the dealership and know the price range of the vehicle type you are looking for.  Many, like Bayside Chrysler Jeep Dodge, have websites that let you browse their new and used selection.  As long as you have an idea of what kind of vehicle you need, you can see the price range of options.  Bear in mind that while you might have the perfect vehicle picked out online, it may be different once you see it and take it for a test drive.  Have an idea of what you want, but be ready to change it.

At Bayside Chrysler Jeep Dodge, we want to help you make your dream of owning a great car a reality, and we will work with you to find the right car to fit your needs. You can get pre-approval, check out our monthly specials, and shop our online inventory by make, model, and year. Click here to visit our website today, or stop by and visit us in person at 21219 Northern Blvd in Bayside, NY. You can also get our latest deals and news by following Bayside on Twitter and Facebook and subscribing to our YouTube channel!

Tips on Purchasing a Used Car

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Buying a used vehicle can sometimes be a hassle.  It all depends on how much knowledge you take into the dealership.  The best way to walk away with the best car and the best deal is to have as much information as you possible can.  The educated consumer walks away happy.  Here is some tips on what can help to provide an informed experience to the dealership.

*Investigate the car’s history

Be ready to do some checking into the background of the vehicle.  Run a history report on the car.  Be warned though, sometimes it is just impossible to tell the quality of the vehicle unless someone tears it apart and checks each part.  You are buying a used cars, complications can arise no matter how well checked and verified the vehicle is on the lot.

*Learning how to negotiate

This is easy said than learned.  Proper negotiation takes practice.  With cars, it is hard to get this practice due to the nature of buying a car doesn’t happen too often.  That means it is best to learn from others experience.  Speak with relatives and with friends who went through the process and see if they have any advice on what to do and what to avoid.

*Know your stuff

This is a general catch-all net of knowing where you stand on your credit.  Credit score and history is the king of being able to get a better rate.  It can never be said enough the importance of regular check-ups on credit scores to ensure everything is accurate.

If you’re looking to get a used car or need help with the process, contact a sales rep at Bayside Chrysler Jeep Dodge.  We work hard to provide the best customer service and help make the buying process easy. Like us on Facebook and follow us on Twitter to see our monthly news and special offers.

Questions to Ask to Get the Right Car

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The part of buying something major is the idea that I might get it wrong.  Be it a smartphone or a TV, I look at consumer reports and reviews constantly to prep myself so that I make the right decision the first time.

This cycle can get maddening, this idea that a purchase is so important that I can’t afford to screw it up.  Now put that pressure onto a car purchase and it is a wonder someone can come in and drive off the lot without checking into a nearby hospital with suspected ulcers from the stress.

Jalopnik seems to understand the stress that goes into wanting to not make the wrong decision which is why they have pointed out how to avoid getting the “wrong” car.

The difficulty of carbuying advice is there is no “one size fits all” approach.  For example, their first episode of Car Matchmaker had a person wanting a convertible.  After test-driving a Mustang GT drop-top, he decided against his original desire and went with a Challenger instead because of how the car felt to him.

This happens often to many people when it is time to make the actual decision.  Jalopnik compiled a list of what to keep in mind so that you do not buy the “wrong” car when that time comes in including:

“How much do you drive?”

“What do you need your car to do?”

“What are your must have features?”

“What kind of driving/ownership experience do you want?”

“Actually drive the darn thing.”

Check out the full article to get the full details on each segment but each of these questions are incredibly important ones to have an answer for.  By knowing what you expect from a car, you can at least gauge and narrow a search on which car suits your and your budget.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.
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