Questions to Ask to Get the Right Car

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The part of buying something major is the idea that I might get it wrong.  Be it a smartphone or a TV, I look at consumer reports and reviews constantly to prep myself so that I make the right decision the first time.

This cycle can get maddening, this idea that a purchase is so important that I can’t afford to screw it up.  Now put that pressure onto a car purchase and it is a wonder someone can come in and drive off the lot without checking into a nearby hospital with suspected ulcers from the stress.

Jalopnik seems to understand the stress that goes into wanting to not make the wrong decision which is why they have pointed out how to avoid getting the “wrong” car.

The difficulty of carbuying advice is there is no “one size fits all” approach.  For example, their first episode of Car Matchmaker had a person wanting a convertible.  After test-driving a Mustang GT drop-top, he decided against his original desire and went with a Challenger instead because of how the car felt to him.

This happens often to many people when it is time to make the actual decision.  Jalopnik compiled a list of what to keep in mind so that you do not buy the “wrong” car when that time comes in including:

“How much do you drive?”

“What do you need your car to do?”

“What are your must have features?”

“What kind of driving/ownership experience do you want?”

“Actually drive the darn thing.”

Check out the full article to get the full details on each segment but each of these questions are incredibly important ones to have an answer for.  By knowing what you expect from a car, you can at least gauge and narrow a search on which car suits your and your budget.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.
Image courtesy of bplanet at FreeDigitalPhotos.net

What to Consider Before Refinancing

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One topic that doesn’t get touched on often is refinancing. So much effort is put into simply receiving the necessary loans for acquiring the car that the next step is seen as so far away so little planning is put into it. Refinancing is something that should be ever present in the mind of a autobuyer, especially one that has bad credit and is using their auto loan to help improve their situation.

Now does seem like a good time to look into refinancing. Auto loans are at record lows. However, there are things that should be considered before jumping in. Ready yourself for refinancing by asking these useful questions, courtesy of Mariniji.com.

How is the interest compounded on your latest loan? As the article states, “If the old loan is based on precomputed interest, most of your payments are applied toward interest during the first half of the term of the loan with little effect to the principal balance. Namely, the amount you still owe the lender.”

Does the new loan lender charge processing fees?

Has your credit improved to get the advertised low rate from the lender?

There’s plenty more questions to consider when you’re looking to refinance a loan. Take a look at the full article for more information. If when you’re done looking over the numbers and find yourself able to refinance your loan, it’s a great time to do it.

If you’re looking for help getting an auto loan, contact a sales rep at Bayside Chrysler Jeep Dodge. We operate in the Bayside Queens area of New York and work with customers to find the right new or used car to suit their lifestyle. Like us on Facebook and follow us on Twitter for more tips and auto news.

Image courtesy of Master / FreeDigitalPhotos.net