Tag Archives: used car

First Time Car Buyer Tips

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First time car buyers is a scary thing.  Do you know what you’re supposed to do?  Most people do not, being a first time car buyer means that everything you’re seeing and doing is a learning experience.  It’s one of the reasons why few new buyers don’t have a form of back up from someone who has gone through the process.  Here is some tips on what you can do to have a better first-time buying experience for a car.

  • Set a Budget:

Know what you can afford.  Have your finances all put together and know what you will be able to pay every month on a car without having to worry should something happen.  It’s best to plan for the worst in this regard.

  • Buy or Lease:

Both buying a car and leasing a car comes with pros and cons.  Leasing means that you don’t have to put as much money up front and can pay lower amounts each month, but when that lease is done, it’s time to shop again.  Buying means that the car is yours, but it requires much more money up front and possibly higher payments.  Decide which one is right for your finances.

  • Test Drive:

No matter how sure of a car you are, you can’t be exactly sure until you step behind the wheel of it.  Let yourself drive the car to know if this is truly something that you want.  Come in with an open mind and be prepared to maybe change your mind should the car not hold up the way you envisioned it.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Auto Insurance Myths

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Have you ever heard that red cars cost more to insure? There is a lot of these kinds of myths that somehow make their way long enough to become institutionalized. The answer to that first question, as it obviously is, is that it is not true at all. The question, however, if the color of your car affects your insurance is an interesting one, one that insurance.com takes a look at.

Insurance is affected by many things, but your choice of color is not one of them. Most of the time, the insurance company won’t be aware of the color. It is pretty low on the things they care about.

Another reason that people fear the color red leads to higher cost is because it’s a beacon of being pulled over. Cops obviously pull over more cars that are painted red, it is a surefire sign that says “I’m speeding, come and give me a ticket.” This is something that 46 percent of 2,000 drivers believe according to a recent survey. They believe that because red cars get pulled over more often, then their insurance is more expensive.

This is simply not true. Even if red was getting pulled over more, the insurance rate being raised isn’t affected by color, but by the frequency of that model being pulled over. Tickets affect the rates of the drivers the most. There is no data that shows that red is the most pulled over color of vehicles. It isn’t even the most stolen. If you’re worried that red makes you a more likely target for car thieves, think again. The top color is silver.

The real lesson to learn from all this is to choose the color you like the most. Don’t worry about an urban myth, if you want that red Dodge Charger, then treat yourself.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Tips on Buying a Used Car

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So you want to buy a used car, what is the first thing that you do? Knowing that you need a car is easy, but knowing what to do is not. The easy and shortest answer is to go into a dealership. But what about preparing? What is it you need to do before you even set foot in a dealership?

One of the first things to do is set a budget. This budget is to help you know what you can and can’t afford in a vehicle. To do this, you need to know what you are able to comfortable spend on a monthly basis. In case something happens, it is best to set an amount that you can spend if money gets tighter. You’ll always want to check out cars in this price range and set an idea of what you want to spend.

The next step is to head into the dealership and give the vehicle you think you can afford a look-around. Does it hold up to expectations? It probably won’t, it’ll be difficult for it to, but is it suitable for what you need?

To get a better idea, take it for a test-drive. Never forget that you can ask to take a vehicle you’re interested in a drive around the block. You’ll want to see how it feels and how it performs. If something seems off or it is not what you’re looking for, keep other vehicles in mind to give a try.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.