Tag Archives: budget

First Time Car Buyer Tips

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First time car buyers is a scary thing.  Do you know what you’re supposed to do?  Most people do not, being a first time car buyer means that everything you’re seeing and doing is a learning experience.  It’s one of the reasons why few new buyers don’t have a form of back up from someone who has gone through the process.  Here is some tips on what you can do to have a better first-time buying experience for a car.

  • Set a Budget:

Know what you can afford.  Have your finances all put together and know what you will be able to pay every month on a car without having to worry should something happen.  It’s best to plan for the worst in this regard.

  • Buy or Lease:

Both buying a car and leasing a car comes with pros and cons.  Leasing means that you don’t have to put as much money up front and can pay lower amounts each month, but when that lease is done, it’s time to shop again.  Buying means that the car is yours, but it requires much more money up front and possibly higher payments.  Decide which one is right for your finances.

  • Test Drive:

No matter how sure of a car you are, you can’t be exactly sure until you step behind the wheel of it.  Let yourself drive the car to know if this is truly something that you want.  Come in with an open mind and be prepared to maybe change your mind should the car not hold up the way you envisioned it.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Tips on Buying a Used Car

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So you want to buy a used car, what is the first thing that you do? Knowing that you need a car is easy, but knowing what to do is not. The easy and shortest answer is to go into a dealership. But what about preparing? What is it you need to do before you even set foot in a dealership?

One of the first things to do is set a budget. This budget is to help you know what you can and can’t afford in a vehicle. To do this, you need to know what you are able to comfortable spend on a monthly basis. In case something happens, it is best to set an amount that you can spend if money gets tighter. You’ll always want to check out cars in this price range and set an idea of what you want to spend.

The next step is to head into the dealership and give the vehicle you think you can afford a look-around. Does it hold up to expectations? It probably won’t, it’ll be difficult for it to, but is it suitable for what you need?

To get a better idea, take it for a test-drive. Never forget that you can ask to take a vehicle you’re interested in a drive around the block. You’ll want to see how it feels and how it performs. If something seems off or it is not what you’re looking for, keep other vehicles in mind to give a try.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Tips for Buying a Used Vehicle With Bad Credit

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One of the hardest things to do in the auto world is to get a vehicle with bad credit.  The hardest part about it is that no one really ever teaches anyone what to do.  There’s no classes that are required speaking about how to get a used car if you have bad credit.  Luckily, there are websites and resources out there hoping to instruct the consumer in the best possible way to get a vehicle under the worst circumstances.

Cartrade.com has a few steps on how to help those with bad credit still get a used vehicle.

One of the steps is to get the credit score up.  This isn’t a simple magic trick but a longer process.  It is about getting a hold of your own credit score and ridding yourself of the excess baggage that is false reporting.  If you see something on there that doesn’t belong, contact the agencies and inform them it needs to be removed.  Once it is removed, you should see the score increase.

Another step is to make a budget range.  A hard truth in getting a vehicle with bad credit is that you will be needing a larger down payment.  That down payment can have a massive influence on the monthly rate you can get.  So aim for a vehicle that will cost you less and give you more time to improve your credit as you pay if off.

Take a look at their full list and hopefully you’ll find some helpful advice in dealing with shopping for a vehicle even with bad credit.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.