Advice for New Car Buyers

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It is hard enough work to get an auto loan for a new vehicle, but one thing you don’t find is much advice for new car drivers.  The lifecycle of a car is to at some point possibly trade it in.  So how do you make sure that the new vehicle retains its value for maximum trade-in potential?  Here is some things you’ll want to avoid.

1) Having a Dirty Ride

This translates to simply being clean.  Keeping your vehicle clean, inside and out, can help retain value.  If you need to clean under the hood, don’t use a hose.  Instead, use a wet rag to wipe dirt from the hoses.  Bringing in a clean car, especially one with a well maintained engine, will lead to great offers come trade-in time,

2) Driving too Hard

We all dream of being a race car driver or being involved in some high-speed chase, but that’s best left to the fantasy.  A new car needs some loving car for the first time out and having a lead foot can be an issue.  Being nice for the first thousand miles can be a real benefit later on.

3) Keeping Records

Keep track of what service you have done on the vehicle.  Should you ever want to sell to a private party, having such records will be a massive benefit for figuring out value and for the person buying.

There you have it, some great advice for people who managed to land themselves a spiffy new car and want to treat it right.  Most of this is common sense, but it’s always nice to be reminded of the responsibility that will ensure that your vehicle will be worth the best amount when it’s time for trading in.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Tips on Buying a Used Car

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So you want to buy a used car, what is the first thing that you do? Knowing that you need a car is easy, but knowing what to do is not. The easy and shortest answer is to go into a dealership. But what about preparing? What is it you need to do before you even set foot in a dealership?

One of the first things to do is set a budget. This budget is to help you know what you can and can’t afford in a vehicle. To do this, you need to know what you are able to comfortable spend on a monthly basis. In case something happens, it is best to set an amount that you can spend if money gets tighter. You’ll always want to check out cars in this price range and set an idea of what you want to spend.

The next step is to head into the dealership and give the vehicle you think you can afford a look-around. Does it hold up to expectations? It probably won’t, it’ll be difficult for it to, but is it suitable for what you need?

To get a better idea, take it for a test-drive. Never forget that you can ask to take a vehicle you’re interested in a drive around the block. You’ll want to see how it feels and how it performs. If something seems off or it is not what you’re looking for, keep other vehicles in mind to give a try.

If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.

Auto Insurance Advice

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One of the most important things to keep in mind when buying a new car is the auto insurance.  It is something that tends to get pushed to the side while thinking of the bigger picture of buying the car.  Here is some important things that you should know about car insurance.

The first is that your credit has an impact on your rates.  Credit score is always important, it is one of the biggest factors any buyer should be aware of before they go to purchase a vehicle.  In regards to insurance, your credit is used to assess risk in things such as likeliness to file claims.  It’s impossible to really know beforehand what will and will not be used from your credit score to cause a change in the rate.  For that reason, it is important to have your credit score cleaned up and be the best reflection of your current status.

Be careful if you switch auto insurance companies.  If you only place a stop payment in order to get the policy canceled, you’re likely to have the insurance company report you for non-payment to the credit bureaus.  If this happens, it may cause your rate to go up when it impacts your credit score.  Talk to your insurance company, make sure all the paperwork for cancelling is properly filled out and that you have your new policy ready to start as soon as the old one ends.

Lastly, paying your auto insurance premium in full can help to save money in the long run.  Like with down payments on cars, the more you can pay up front, the better it will be for you in the future.  By doing this, you can avoid the potential to miss or be late with a payment, but you can also not worry about additional expenses that come with breaking up payments over a series of months and years.  Just be sure you can afford it.  If you can, it is certainly worth budgeting for.
If you need help with purchasing a new or used vehicle, be sure to contact us at Bayside Chrysler Jeep Dodge. If you need further assistance in finding financing for a new vehicle on bad credit, contact our financing department.  We love to say yes, you’re approved!   Be sure to like Bayside on Facebook, following on Twitter, or subscribing on YouTube.