Questions to Ask to Get the Right Car

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The part of buying something major is the idea that I might get it wrong.  Be it a smartphone or a TV, I look at consumer reports and reviews constantly to prep myself so that I make the right decision the first time.

This cycle can get maddening, this idea that a purchase is so important that I can’t afford to screw it up.  Now put that pressure onto a car purchase and it is a wonder someone can come in and drive off the lot without checking into a nearby hospital with suspected ulcers from the stress.

Jalopnik seems to understand the stress that goes into wanting to not make the wrong decision which is why they have pointed out how to avoid getting the “wrong” car.

The difficulty of carbuying advice is there is no “one size fits all” approach.  For example, their first episode of Car Matchmaker had a person wanting a convertible.  After test-driving a Mustang GT drop-top, he decided against his original desire and went with a Challenger instead because of how the car felt to him.

This happens often to many people when it is time to make the actual decision.  Jalopnik compiled a list of what to keep in mind so that you do not buy the “wrong” car when that time comes in including:

“How much do you drive?”

“What do you need your car to do?”

“What are your must have features?”

“What kind of driving/ownership experience do you want?”

“Actually drive the darn thing.”

Check out the full article to get the full details on each segment but each of these questions are incredibly important ones to have an answer for.  By knowing what you expect from a car, you can at least gauge and narrow a search on which car suits your and your budget.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.
Image courtesy of bplanet at FreeDigitalPhotos.net

Things to Know About Auto Loans

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Getting an auto loan isn’t the easiest thing in the world. There is a lot of things to know that most people would never know unless someone told them. Here is a few tips that we recommend you understand before you go out to get a loan.

Figure out what you can afford. Keep your finances in mind when looking for a car. You may have to make cutbacks and settle for a lower priced car in order to ensure you make the monthly amount. Make sure that you get a loan with a monthly rate that is easily affordable to you. If the amount owed is something you’d be stretched to make, then it might not be the right car for you.

Know your credit score. That number goes miles in the car loan world. By knowing what it is, you’ll potentially be able to get better rates. A credit score is important and is something a person should be constantly aware of.

The score can be effected by negative reports. This is why it is recommended that you search through your credit report on a regular basis to remove any wrong information. Even the slightest detail can make a large impact on the overall credit score.

There’s plenty more tips that we will be recommending in the future. Use whatever online resources you can find to help make the auto loan process easier on you. Until next time.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.

Advice for Getting an Auto Loan with Bad Credit

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For anyone struggling with bad credit, getting an auto loan can be a hassle. We here at Bayside Chrysler Jeep Dodge want to do everything we can do to help you in the process of achieving the goal of getting an auto loan even though you have poor credit. Here’s a few pieces of advice that can benefit you.

First, and foremost, is to check that credit score. There are numerous resources available to people letting them know what their score is. This is a vital number. It is the difference between you walking away with a great deal on a loan and a car and not. Know that score before coming to the dealership.

Now that you know that score, now make sure it is accurate. It is a hassle, but one that I assure you pays off in ways you never knew of. Look at anything that is negatively impacting your score and if it doesn’t belong on the list, then get it removed. Piece of wrongful reporting that is being attributed to you negatively can drag down your score and in the process drag down what you can get in an auto loan.

When it comes to keeping the score down, look to your overdue bills. Now, paying them in full is good, but as long as you can demonstrate to the bureaus that you are paying off bills and debt in regular fashion, that can lead to a positive reflection on the score. They are not just looking for if you paid off debt, but if you are dependable in paying off debt. So while you may still have overdue debt, as long as you have a plan in action, which can still help.

There is plenty of more ways you can help yourself, but these are good ones for beginning. Keep checking back for more advice.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.