One thing that we pride ourselves here at Bayside Chrysler Jeep Dodge is working with the customer to make sure they walk (drive) out of the dealership with the best offer. To that end, we want to help provide that same customer with all the tools they need to be ready for day they need that car. It’s not an easy thing for many people on how to handle purchasing when they have bad credit. Don’t worry though, we’re here to give you helpful tips on just what to do.

The first step should always be to know what your credit score is. With this knowledge, you want to know what the rating needed to qualify for a good credit interest loan is. If you have a score that is close to that rating, then you’ll find yourself in a good position of obtaining that loan. If your score isn’t there quite yet, don’t worry, there’s still things you can do to help.

One piece of advice is to avoid changing your job. That is unless you’ll get a huge improvement on your finances. Having steady employment reflects on your application for a loan and many lenders want to see a consistent work period of 1 to 2 years. You’ll also want to make sure that you’re keeping current on any minimum payments you have. Having negative marks on your credit report can see a vast improvement by showing maturity in your finances.

We have even more advice for you to look at if you have poor credit and are still looking to get into that car you want. We’re always looking to help put you on the road, so come on into the dealership and see how we can help. View our new and pre-owned inventory online at our website. Like us on Facebook and follow us on Twitter for updates on specials offered at the dealership.