What Should You Know Before Going Into a Dealership?

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Car buying is incredibly intimidating.  There is a lot of unknown factors at play about what one should or shouldn’t know or have done before setting foot inside of a dealership.  Here is some advice that we have on what someone should do before they come into purchase a vehicle.

  • Know your credit score:

It is important to know what that number is, because that number is the determinate of many things.  You need to know if that score is low or not, don’t just guess about it.  This is also a good time to go through that credit report to find out if there is any misreporting that you can take action in correcting.  By getting this information removed, you may be able to get your credit score up at a vital moment before buying.

  • Have a Down Payment Ready:

Being able to put money down is going to benefit you.  If you have the money to put down, it increases your chances of approval and may get you a better interest rate.

  • Know your options:

Research the dealership and know the price range of the vehicle type you are looking for.  Many, like Bayside Chrysler Jeep Dodge, have websites that let you browse their new and used selection.  As long as you have an idea of what kind of vehicle you need, you can see the price range of options.  Bear in mind that while you might have the perfect vehicle picked out online, it may be different once you see it and take it for a test drive.  Have an idea of what you want, but be ready to change it.

At Bayside Chrysler Jeep Dodge, we want to help you make your dream of owning a great car a reality, and we will work with you to find the right car to fit your needs. You can get pre-approval, check out our monthly specials, and shop our online inventory by make, model, and year. Click here to visit our website today, or stop by and visit us in person at 21219 Northern Blvd in Bayside, NY. You can also get our latest deals and news by following Bayside on Twitter and Facebook and subscribing to our YouTube channel!

Used Car Prices Are Lower Than Ever, And There Is A Good Reason Why

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Did you know that when new car sales go up, prices on used cars go down? It’s true! In 2014, new car sales were up, and there were more affordable used cars for all price ranges. The reason is that most people purchasing new cars were trading in their last cars to put towards a down payment, and as a result, there is a better variety of cars available for smart shoppers.

The good news is that new car sales are continuing to hold strong so far in 2015. According to CNN Money, car sales are the best they have been in almost a decade, and it is showing no signs of slowing down. This means that more used cars will be hitting the market soon, and with low, low gas prices, owning a car is cheaper than it has ever been.

At Bayside Chrysler Jeep Dodge, we want to help you make your dream of owning a great car a reality, and we will work with you to find the right car to fit your needs. You can get pre-approval, check out our monthly specials, and shop our online inventory by make, model, and year. Click here to visit our website today, or stop by and visit us in person at 21219 Northern Blvd in Bayside, NY. You can also get our latest deals and news by following Bayside on Twitter and Facebook and subscribing to our YouTube channel!

Image courtesy of digitalart at FreeDigitalPhotos.net

Things to Know About Auto Loans

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Getting an auto loan isn’t the easiest thing in the world. There is a lot of things to know that most people would never know unless someone told them. Here is a few tips that we recommend you understand before you go out to get a loan.

Figure out what you can afford. Keep your finances in mind when looking for a car. You may have to make cutbacks and settle for a lower priced car in order to ensure you make the monthly amount. Make sure that you get a loan with a monthly rate that is easily affordable to you. If the amount owed is something you’d be stretched to make, then it might not be the right car for you.

Know your credit score. That number goes miles in the car loan world. By knowing what it is, you’ll potentially be able to get better rates. A credit score is important and is something a person should be constantly aware of.

The score can be effected by negative reports. This is why it is recommended that you search through your credit report on a regular basis to remove any wrong information. Even the slightest detail can make a large impact on the overall credit score.

There’s plenty more tips that we will be recommending in the future. Use whatever online resources you can find to help make the auto loan process easier on you. Until next time.

If you need help with financing, contact us at Bayside Chrysler Jeep Dodge.  We’ll work with you to find the right possible loan to suit your situation.  We love to say yes, you’re approved!  Like us on Facebook and follow us on Twitter to see our monthly news and special offers.